Our Services

Your Way of Working, Backed by Our Support  

At COG WA, we offer tailored solutions designed to fit your unique business structure and level of involvement in the finance process. Whether you prefer to simply refer clients to our team, receive expert guidance through each step, or manage the process independently, we’re here to support you. Our goal is to enhance your ability to meet your clients’ financial needs with precision and flexibility.

Split-Aggregation
(The ‘Hybrid’ Stream)

This solution is ideal for brokers who want choice, without compromise.

A flexible collaboration pathway that lets you place part of your lending with COG WA, while keeping other streams with your existing aggregator. We understand that changing aggregators can be a major shift for an established business, which is why this model allows you to access stronger support, better structure and the benefits of working with COGWA, without having to move your entire operation.

Many brokers have chosen this stream through our strongest lending pillar, Asset Finance, while continuing to manage other areas of their business through their existing aggregation model.

Split-aggregation is a practical, low disruption avenue to strengthen and diversify your offering and create more opportunities for growth.

Our approach is simple – Bring us into the parts of your business you want to grow, and keep the rest exactly where is works.

Hands on the Wheel
(The ‘Support’ Stream)

Hands on the Wheel is designed for brokers who want to stay front and centre with their clients, while having an experienced team managing the operational heavy lifting.

You continue to build the relationships and drive the business. We support the deal, ensuring nothing falls through the cracks.

Whether you’re stepping into a new lending stream or refining your process, you’re supported while you upskill and you’re rewarded along the way.

Onboarding is seamless, backed by experienced support and a dedicated compliance team. You gain confidence, capability and consistency, without stretching yourself too thin.

You keep your hands on the wheel, while we help steer the process behind the scenes.

Full Aggregation
(The ‘Collaborative’ Stream)

This stream is built around how you run your business. An end-to-end aggregation approach including custom-built CRM, workflow and communications.

Full Aggregation is ideal for brokers who want a fully integrated structure across their entire lending book. Whether you write Asset, SME and Commercial, Residential or Consumer finance, or all the above, this pathway allows you to bring everything together under one aligned model. It’s designed to support how you operate, not to reshape you into something you’re not.

We work alongside you to build a streamlined aggregation framework that supports your processes, your client experience and growth plans. From systems and compliance to lender access and operational support, we help create a structure that gives you clarity and consistency.

This is about having one collaborative engine behind your business - One team, one workflow ecosystem, one strategy across your entire book.

Tick and Flick
(The ‘Referral’ Stream)

This option is ideal for brokers who specialise in a particular lending stream and don’t want to step outside their core lending focus.

Tick and Flick is designed for brokers who primarily operate in commercial or consumer lending and prefer to refer opportunities outside their specialty, rather than manage them in-house. You pass through the contact details, and we take care of the end-to-end finance process, from initial engagement through to settlement.

This pathway allows you to diversify your revenue streams without adding operational complexity or stretching your capacity. Your clients are looked after by experienced professionals, and you’re rewarded with a generous brokerage share for the introduction.

You choose how involved you’d like to be in the communication process – whether you want to be cc’d into every update or simply informed at key milestones. It’s a simple, transparent way to broaden your offering without the distraction of managing deals outside your lane.

Focus on what you do best while COG WA takes care of the rest.

Collaborate with COG Aggregation WA in 4 simple steps:

1. Meet your local BDM

2. Complete onboarding paperwork

3. Receive logins to our systems

4. Start submitting deals

Contact Us

We back your growth, your way.

We have people on the ground in WA who understand the local market, and are able to provide personalised support that's relevant to your business, without losing the scale and opportunity you'd expect from a large aggregator. Our business is built around the core lending pillars, each designed to support the full scope of your business. Rather than focusing on a single product type, we’re structured to support WA brokers across the full lending spectrum - Asset, SME and Commercial, Residential, and Consumer Finance.

  • Asset Finance

    Chattel Mortgages
    Finance Lease
    Operating Lease
    Rental
    Commercial Hire Purchase
    Insurance Premium Funding

  • Consumer Asset & Personal Finance

    Consumer Motor
    Leisure Finance - boats, jet skis, caravans, motor cycles, campers
    Personal Loans - holidays, weddings, medical, education)
    Home Renovations

  • Commercial Finance

    Business Loans
    Cash Flow Finance
    Invoice Finance
    Trade Finance
    Debtor Finance
    Development Loans
    Commercial Property Loans
    Insurance Premium Funding

  • Home Finance

    Refinancing
    Debt Consolidation
    Construction Finance
    First Home Buyers
    Property Investment
    Equity Releases
    Vacant Land